Credit Cards

Credit Cards

BBS can help you get your business access to credit cards to pay vendors and we can help your business accept credit cards as payment for your goods and services. Credit cards offer conveniences and rewards and there are myriads of choices to navigate when trying to find the right credit card solutions for your business. Choosing the Right Business Credit Card. BBS can help make your business even more rewarding by helping you obtain business credit cards with rewards. BBS will help you apply for and obtain the credit cards that best suit your business needs. We analyze the opportunities that your business has to utilize credit cards to pay for services and what kind of rewards are the most beneficial and we match you with the right card for the right purpose.

Choosing the Right Business Credit Card

Your business credit card can help you keep track of many of your business expenses and makes record keeping much easier. It provides a way for you to check your expenditures by saving your receipts and checking them against your monthly statement. By utilizing online access to your account you can be made aware by alerts of any unusual charges and can immediately check with your staff to see what is being purchased. Some credit cards provide protection if you buy merchandise that turns out to be defective. One of the main advantages of having a credit card is that it can be used to improve your credit rating and can have a very positive effect on your credit score when it is used wisely. By making your credit card payments on time, you can build a solid credit history that helps your business when you are looking for other types of loans. When you consistently pay your bill on or before its due date, you can improve your relationship with creditors and increase your credit score. With a higher credit score, you may qualify for lower interest rates on vehicles, mortgages, lines of credit, and term loans, which could substantially lower future borrowing costs.

Depending on your card, you can also earn a variety of rewards, including:

  • Insurance for trip cancellations and delays

  • Cash back on everyday purchases, including office supplies, gas and groceries

  • Travel and emergency assistance

  • Airline miles and hotel points that can be redeemed for discounts on trips

  • Provides peace of mind when traveling without having to take large amounts of cash

  • Lost luggage insurance

Merchant Services - Accepting Credit Cards for payment

Accepting credit cards is essential for some business to succeed and can increase sales for others. For most companies that sell to consumers, the ability to accept credit cards is paramount and finding the most cost effective credit card solution can be critical to the profitability of your business. Even companies that sell primarily to other businesses may find that having a credit card solution can increase their sales and open up new market opportunities. Often, the problem is that trying to figure out what credit card processing solution is best for your business. There are hundreds of merchant services companies and they all price differently and offer different services. BBS can help you to navigate the maze of providers and help your business choose the right company that can optimize a number of key factors – including customer service, cost, and internet-based features.